Loan EMI Calculator India 2026 | Personal, Home, Car, Business & Education Loans
Free Loan EMI Calculator India 2026. Instantly calculate EMI for personal loans, home loans, car loans, business loans, education loans, gold loans, two-wheeler loans and loan against property. Includes interest breakup and amortization schedule. Educational use only.
A simple EMI calculation can save years of financial stress.
Loans in India often look affordable at first — but the real cost depends on interest rate, tenure, processing fees, and how much interest you pay in early months. Our EMI calculators help you estimate monthly payments, total interest, and repayment schedules so you can plan responsibly before borrowing.
Why EMI calculators are important
EMI calculators help you estimate affordability before taking a loan. You can instantly see how tenure and interest rate changes impact monthly payments and total interest paid.
Understand interest vs principal
In most bank loans, early EMIs are interest-heavy. Knowing the amortization breakdown prevents wrong assumptions and helps plan for prepayment strategies.
Plan smarter borrowing decisions
Compare loan types like home loan vs loan against property, or car loan vs two-wheeler loan. Use calculators to pick repayment schedules that fit your income growth.
- 1) Enter amount: loan principal you plan to borrow.
- 2) Enter interest rate: bank / NBFC annual rate.
- 3) Choose tenure: compare EMI for different durations.
Tip: Even a 0.5% interest rate difference can impact total interest significantly for long-term loans like home loans.
Popular loan EMI calculators in India
Quick access to the most used repayment planning calculators.
These EMI calculators are for educational and planning use only. Results are indicative and may differ based on lender rounding, processing fees, insurance costs, foreclosure/prepayment clauses and loan terms. This content does not provide financial advice.