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Canada

CPP Self-Employed

Free Canada calculator designed to help users make accurate financial decisions using local standards.

Help & FAQs

Frequently Asked Questions

Clear answers to common questions to help you use this calculator confidently.

Why do self-employed pay double CPP?

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Self-employed individuals pay both the employee AND employer portions of CPP (5.95% + 5.95% = 11.9%). Employees only pay 5.95%, with employers covering the other half.

Is any portion deductible?

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Yes! As self-employed, you can deduct the employer portion (half) of your CPP contribution when calculating taxable income.

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