UAE Zakat Calculator 2026 | Sharia-Compliant, Nisab
Free UAE Zakat Calculator 2026. Calculate 2.5% Zakat accurately using Nisab based on gold value, savings, investments, cash and business assets. Sharia-compliant for Dubai, Abu Dhabi and all UAE residents.
Updated for 2026
Assets
Nisab Settings
✓ Last updated: March 2026 | Built with CRA-official rates, Bank of Canada data, and OSFI guidelines
How to Use This Calculator
Input cash savings, gold, silver, investments, and business assets.
Input any debts or liabilities.
Choose gold or silver Nisab based on your preference.
Enter current gold and silver prices per gram in AED.
See your Zakat amount and Nisab status.
Understanding Your Results
- Zakat2.5% of qualifying wealth, paid annually for charitable purposes – one of the Five Pillars of Islam.
- NisabThe minimum wealth threshold for Zakat. Based on 87.48g of gold or 612.36g of silver.
- Lunar YearZakat is calculated based on a lunar year (354 days).
Key Tips
- ✓Zakat is calculated at 2.5% of qualifying wealth held for one lunar year.
- ✓Nisab is equivalent to 87.48g of gold or 612.36g of silver.
- ✓Based on 2026 UAE gold prices, Nisab is approximately 19,600 AED.
- ✓Zakat applies to cash, savings, gold, silver, investments, and business assets.
- ✓Debts can be deducted from total assets before calculating Zakat.
Related Calculators
Zakat in the UAE 2026
What is Zakat?
Zakat is calculated at 2.5% of qualifying wealth that has been held for one lunar year, provided the total exceeds the Nisab threshold. It is one of the Five Pillars of Islam.
Nisab Threshold
The Nisab threshold is equivalent to the value of 87.48 grams of gold or 612.36 grams of silver. Based on average 2026 gold prices in the UAE, this is approximately AED 19,600.
Who Pays Zakat?
Zakat is obligatory for all eligible Muslims, including expatriates living in the UAE, based on their global qualifying wealth exceeding the Nisab threshold.
What Assets are Included?
Zakat applies to cash, savings, gold, silver, investments, business inventory, and receivables, after deducting short-term liabilities and debts.
Example: 50,000 AED Cash, No Debts
50,000 AED cash savings, 0 debts, gold Nisab.
- Cash Savings
- 50,000 AED
- Gold
- 0 AED
- Debts
- 0 AED
- Nisab Type
- Gold (87.48g)
- Gold Price
- 225 AED/g
- Net Wealth
- 50,000 AED
- Nisab Threshold
- 19,683 AED
- Nisab Status
- Above Nisab – Zakat Payable
- Zakatable Wealth
- 50,000 AED
- Zakat Amount (2.5%)
- 1,250 AED
Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
What is the Zakat Calculator UAE and how does it work?
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What is the Zakat Calculator UAE and how does it work?
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The Zakat Calculator UAE helps estimate how much Zakat you may need to pay based on your eligible wealth (nisab-based). It summarizes assets minus liabilities to calculate a Zakat amount, usually at a standard rate used by many scholars. Results are indicative and may vary based on your madhhab, asset types, and personal circumstances.
Is this Zakat Calculator UAE suitable for people living in the UAE?
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Is this Zakat Calculator UAE suitable for people living in the UAE?
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Yes, Zakat Calculator UAE is designed for UAE residents who hold wealth in AED and want a clean yearly estimate. It works for salaried professionals, business owners, and expats with savings and investments. It is not a religious ruling, so consult a qualified scholar for specific cases.
How is Zakat calculated in the UAE (step-by-step)?
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How is Zakat calculated in the UAE (step-by-step)?
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Zakat is generally calculated on eligible wealth: cash, gold/silver, business inventory, and receivables, minus immediate liabilities. If your net eligible wealth crosses the nisab threshold and a lunar year (hawl) applies, Zakat may become due. The Zakat Calculator UAE helps you estimate this in minutes.
Zakat Calculator UAE 2026: should I calculate based on lunar year or calendar year?
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Zakat Calculator UAE 2026: should I calculate based on lunar year or calendar year?
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Traditionally, Zakat is calculated using the lunar (Hijri) year, which is slightly shorter than the Gregorian year. If you calculate by Gregorian year, some scholars recommend a small adjustment. This Zakat Calculator UAE 2026 provides an estimate, but the method should match your religious guidance.
What counts as Zakatable assets in UAE (cash, gold, savings, investments)?
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What counts as Zakatable assets in UAE (cash, gold, savings, investments)?
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Common Zakatable assets include cash in AED, bank balances, gold/silver held for wealth, trade goods, and certain investment holdings. Some assets like personal residence or personal-use items may not be Zakatable. For accuracy, classify each asset type carefully before using the calculator.
Do I include salary in Zakat calculation in the UAE?
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Do I include salary in Zakat calculation in the UAE?
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Salary itself is not directly Zakatable, but unspent savings from salary may be Zakatable if they meet conditions. Many people make the mistake of calculating Zakat on income instead of wealth. The Zakat Calculator UAE focuses on net eligible wealth, which is the cleaner approach for most users.
What liabilities can I subtract in the Zakat Calculator UAE?
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What liabilities can I subtract in the Zakat Calculator UAE?
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You can usually subtract short-term liabilities and immediate dues, such as upcoming bills, payable debts, and near-term loan payments. Long-term debts may be treated differently depending on scholarly opinion. This calculator provides an estimate, so confirm complex liabilities with a scholar.
Is it true that Zakat is only for gold and cash?
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Is it true that Zakat is only for gold and cash?
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No, that’s a myth. Zakat can apply to several forms of eligible wealth including business inventory, investment holdings, and receivables. The Zakat Calculator UAE helps you include multiple asset categories for a more realistic estimate.
Do I really need to calculate Zakat if my money is in the bank or fixed deposits?
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Do I really need to calculate Zakat if my money is in the bank or fixed deposits?
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Yes, in many cases savings held in bank accounts may still be Zakatable if they meet nisab and hawl requirements. Keeping money “parked” does not automatically remove Zakat obligation. Use Zakat Calculator UAE to estimate, then verify based on your religious guidance.
How accurate is the Zakat Calculator UAE?
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How accurate is the Zakat Calculator UAE?
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It is mathematically accurate based on the values you enter. However, Zakat rules depend on intent, asset classification, nisab reference, and religious interpretation. Treat the output as a planning estimate, not a binding religious or legal decision.
What are the limitations of a Zakat calculator in UAE?
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What are the limitations of a Zakat calculator in UAE?
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A calculator cannot decide whether a specific asset is Zakatable under your madhhab or personal context. It also cannot verify nisab thresholds for your chosen reference (gold vs silver). For edge cases, use the calculator for structure and consult a scholar for ruling.
How do I interpret the Zakat Calculator UAE results?
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How do I interpret the Zakat Calculator UAE results?
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The result shows your estimated Zakat due and the net eligible wealth used for calculation. Use it to plan payments, set aside money monthly, and avoid last-minute pressure. It’s best to run low/base/high scenarios to account for market value changes and receivable uncertainty.
Edge case: How do I calculate Zakat on stocks, crypto, and mutual funds in UAE?
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Edge case: How do I calculate Zakat on stocks, crypto, and mutual funds in UAE?
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Treatment depends on whether you hold assets for trading or long-term investment, and on scholarly guidance. Some approaches consider market value, while others focus on Zakatable portions. Zakat Calculator UAE can help estimate once you decide your method, but it cannot choose the ruling for you.
Should I pay Zakat monthly or once a year in the UAE?
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Should I pay Zakat monthly or once a year in the UAE?
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Zakat is typically calculated yearly, but many people prefer monthly saving to make the payment stress-free. Paying early in parts may be acceptable in many opinions, but rules can vary. The best practice is to calculate yearly, then automate monthly set-asides in AED.
Zakat Calculator UAE: What should expats do if they have assets in multiple currencies?
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Zakat Calculator UAE: What should expats do if they have assets in multiple currencies?
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If you hold assets in USD, INR, GBP, or other currencies, convert them into AED using a reasonable exchange rate on your calculation date. Currency swings can materially change your Zakat estimate. Zakat Calculator UAE works best when everything is normalized into AED.
How does remittance and exchange rate risk affect Zakat planning for UAE residents?
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How does remittance and exchange rate risk affect Zakat planning for UAE residents?
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If you send money abroad or keep savings overseas, exchange rates can shift your AED wealth value quickly. This may impact whether you cross nisab and how much you owe. Zakat Calculator UAE helps scenario-plan by testing different AED conversion rates.
What local UAE guidance should I consider while calculating Zakat?
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What local UAE guidance should I consider while calculating Zakat?
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Many UAE residents follow guidance from recognized Islamic authorities and trusted scholars for Zakat calculation methods. The Zakat Calculator UAE supports clean record-keeping and consistent estimation, but it is not official religious advice. For final confidence, align your method with qualified scholarly guidance.
What should I do next after using the Zakat Calculator UAE?
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What should I do next after using the Zakat Calculator UAE?
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First, confirm your nisab reference and eligible assets, then save your results as a yearly snapshot. Set up a monthly AED saving plan so Zakat payment feels effortless. If your finances include business assets, crypto, or complex debts, consider getting a quick review from a scholar or advisor.
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