Canada Maternity & Parental Benefits Calculator 2026 | EI & QPIP Estimator
Estimate maternity and parental benefits in Canada. Calculate EI maternity benefits, parental leave payments, Quebec QPIP benefits, weekly payments, total benefits and leave planning for 2026.
Updated for 2026
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✓ Last updated: March 2026 | Built with CRA-official rates, Bank of Canada data, and OSFI guidelines
How to Use This Calculator
Choose your province to determine EI or Quebec QPIP eligibility.
Provide annual income or average weekly insurable earnings.
Select standard or extended parental leave.
See weekly payments, total benefits and leave duration.
Understanding Your Results
- Weekly BenefitEstimated EI or QPIP payment received each week.
- Maternity BenefitsBenefits available to the birth parent during maternity leave.
- Parental BenefitsBenefits available to parents caring for a newborn or adopted child.
- After-Tax BenefitsEstimated benefits remaining after taxes are applied.
Key Tips
- ✓Standard parental leave generally provides higher weekly payments.
- ✓Extended parental leave spreads benefits over a longer period.
- ✓Quebec residents may qualify for QPIP instead of EI parental benefits.
- ✓Self-employed workers must register in advance to access EI special benefits.
- ✓Sharing leave with a partner may increase total family benefits.
Related Calculators
Understanding Maternity & Parental Benefits in Canada
EI Maternity Benefits
Eligible birth parents can receive maternity benefits for up to 15 weeks through Employment Insurance.
Parental Benefits
Parents can choose standard or extended parental benefits depending on desired leave duration.
Quebec Parental Insurance Plan (QPIP)
Quebec operates its own parental benefit system offering different rates and eligibility requirements.
Benefit Taxation
Maternity and parental benefits are taxable income and may affect annual tax obligations.
Self-Employed Parents
Self-employed Canadians can access special EI benefits if they enrolled in the EI program before claiming.
Example Maternity Benefit Calculation
Ontario employee taking maternity and standard parental leave.
- Annual Income
- $70,000
- Weekly Earnings
- $1,346
- Leave Type
- Standard
- Weekly Benefit
- $740
- Total Benefits
- $24,000
- Leave Duration
- 55 weeks
Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
What are maternity benefits?
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What are maternity benefits?
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EI maternity benefits provide income replacement for eligible birthing parents, up to 55% of average insurable earnings (max $645/week in 2026).
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